Check out our terms from 6-months to 66-months.
Effective Date: Friday, July 3, 2020
|Dividend Rate||Annual Percentage Yield (APY)||Minimum to Open*||Minimum to Earn Dividends|
|6 month (not available for IRA)||0.10%||0.10%||$500||$500|
For Share Certificate and IRA Certificate accounts (SC), the amount of the early withdrawal penalty will be as follows on the amount withdrawn (whether earned or not): Less than 6-month SC will result in a 3-month early withdrawal penalty (90 days); 6–18 month SC will result in a 6-month early withdrawal penalty (180 days); Any SC greater than 18 months–66 months will result in a 12-month early withdrawal penalty (365 days).
Owner's Advantage Account (OAA) Product has been discontinued as of 10/1/2011. Anyone who currently has an OAA Share or IRA Certificate of Deposit will continue to receive the additional 0.10% rate on any renewal of the existing funds. There is no additional 0.10% rate increase on any new money that is invested in a Share or IRA Certificate of Deposit.
* Minimum Deposit to Open Account — not Minimum Balance to Maintain Account
Apply for membership if you are not a member. Membership is no cost, quick and qualifying is almost guaranteed.
Visit one of our 11 branches or give us a call at 207.862.6500.
Offering 6-months, 1 year, 18-months, 2 years, 3 years, 4 years, 5 years and 66-month terms.
With as little as $500 you can fund your account. Funding your account can be done by transferring funds from another account through a bank transfer process or by check. We will guide you through this process when the account is created.