Account Login
Account Login
Start planning for your future while leveraging the power of guaranteed, compounded interest growth that comes with a Share or IRA Certificate*. Pick a term that suits your plans, and then let your deposit do the heavy lifting.
Step 1: Apply for membership
Apply for membership if you are not a member. Membership is no cost, quick and qualifying is almost guaranteed.
Step 2: Personal guidance
Visit one of our 11 branches or give us a call at 207.862.6500.
Step 3: Choose your term
Chose the term that best fits your needs!
Step 4: Fund your account
With as little as $500 you can fund your account. Funding your account can be done by transferring funds from another account through a bank transfer process or by check. We will guide you through this process when the account is created.
Effective Date: Friday, April 26, 2024
| Dividend Rate | APY | Minimum to Open | Minimum to Earn Dividends | |
|---|---|---|---|---|
| 6 month (not available for IRA) | 3.50% | 3.56% | $500 * | $500 |
| 8 Month (not available for IRA) | 5.00% | 5.12% | $500 * | $500 |
| 1 year | 2.20% | 2.22% | $500 * | $500 |
| 14 Month | 5.00% | 5.12% | $500 * | $500 |
| 18 month | 2.30% | 2.33% | $500 * | $500 |
| 2 year | 2.40% | 2.43% | $500 * | $500 |
| 3 year | 2.60% | 2.63% | $500 * | $500 |
| 4 year | 2.80% | 2.84% | $500 * | $500 |
| 5 year | 3.00% | 3.04% | $500 * | $500 |
| 66 Month | 3.00% | 3.04% | $500 * | $500 |
For Share Certificate and IRA Certificate accounts (SC), the amount of the early withdrawal penalty will be as follows on the amount withdrawn (whether earned or not): Less than 6-month SC will result in a 3-month early withdrawal penalty (90 days); 6–18 month SC will result in a 6-month early withdrawal penalty (180 days); Any SC greater than 18 months–66 months will result in a 12-month early withdrawal penalty (365 days).
Owner’s Advantage Account (OAA) Product has been discontinued as of 10/1/2011. Anyone who currently has an OAA Share or IRA Certificate of Deposit will continue to receive the additional 0.10% rate on any renewal of the existing funds. There is no additional 0.10% rate increase on any new money that is invested in a Share or IRA Certificate of Deposit.
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.