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Construction Loans

Are you ready to build the home of your dreams? If the answer is yes, then our team of local Maine lenders are ready to help you every step of the way!

Get pre-qualified today!

Here are some details and tips to help you through the pre-qualification process:


  • Select the Prequalification option when you start the application. For property type, select existing home.


  • This process will ask you to enter a Purchase price and Loan amount. Please enter the acquisition cost (cost of land + cost to build) as the purchase price. The loan amount will be 90% of the purchase price. Loan Amount=Purchase Price x .90


  • Please do not enter a street address for the subject property. A street address should only be entered when you have a specific property in mind and a fully executed contract with a builder


Still need land to build your dream home on? We can help you purchase land with your construction loan!

General Contractor

Maine Savings requires a signed Construction Loan Contract between the member and the contractor that outlines the total construction cost.


With a reliable checking account in your corner, everyday transactions can be handled with ease.

Personal Loan

Is your budget lacking the cushion to cover a surprise or planned expense?

*Subject to credit and private mortgage insurance (PMI) approval