As we begin 2021, my letter to the membership is more personal than usual. I have served as the President and Chief Executive Officer (CEO) of Maine Savings for over thirty years. At the end of 2020, I will relinquish my title of President and maintain the position of CEO. I’m extremely pleased to announce the promotion of Vanessa Madore, our current Chief Operations Officer, to President. I will remain the CEO until January of 2023, and at that time Vanessa will assume the role of President and CEO. I will continue to operate in an advisory capacity to Vanessa for an extended period of time.