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Pay Off Your Credit Card at Half Your Current Rate!

We’ll pay off your current card with a loan at half the rate of your card­­—and issue you a new card with as low as 9.99% APR!*

Credit CardHow much would you save if you could pay off your balance at half of your current card’s rate? 

With our Half-Your-Rate offer, we’ll pay off your current credit card balance with a simple unsecured loan at half of your current credit card’s rate. That gives you a predictable low monthly payment. But we’ll also issue you a new Maine Savings VISA Rewards credit card with as low as 9.99% APR!*

Call our Member Service Center at 800.273.6700 or stop in to one of our branches for more information. 

If you apply online, start by applying for a PERSONAL LOAN, not a credit card. In the personal loan application, you will be asked if you are applying for the Half Off promotion.

The Fine Print (But We'll Keep It Big So You Can Read It)

*APR = Annual Percentage Rate. Subject to credit qualifications and borrower establishing a RedWallet checking account or making Maine Savings their Primary Financial Institution. Standard underwriting guidelines and term restrictions apply. Offer excludes credit cards issued by Maine Savings. Minimum interest rate for this promotion is 7.50% APR. When consolidating multiple cards, a weighted average rate of all credit cards will be used. Program rates, terms and conditions are subject to change without notice. Offer not transferable.