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With the Maine Savings Skip-A-Payment program, you can skip one payment on each eligible loan you have!


apply in less than 1 minute

(You will be directed to our DocuSign PowerForm for Skip-A-Payment.)

Membership Has Its Privileges!

For members with a loan (or loans!), one of those privileges is the Skip-A-Payment program. Skipping a payment is like making a loan to yourself. Use the extra cash for heat, holiday travel, gifts, entertaining, bills, or anything else you may need this time of year. We appreciate your membership and hope this program is useful to you. 

Details—There Are, Of Course, a Few Rules!

  1. A processing fee of $35 per loan will be deducted from your account. If you do not have $35 in your account, we can add the $35 fee to your loan balance.

  2. Loans cannot be past due at the time of request. No credit cards, commercial loans, or real estate loans (mortgages, home equity lines of credit, home equity loans, or home improvement loans) are eligible.

  3. Applications must be received no later than December 31, 2018.
  4. Only one payment may be skipped per eligible loan, a duplicate request will not be processed.

  5. Applications must be received at least 7 business days prior to payment due date and will take up to 3-5 business days to process. 


You will be directed to our DocuSign PowerForm for Skip-A-Payment.

Skipped payments do not extend the term of any payment protection policy or collateral protection policy you may have obtained through Maine Savings as part of your loan. By applying, you authorize Maine Savings Federal Credit Union to extend the due date of your final loan payment by one month. The processing fee of $35 per loan will be deducted from your account unless you add it to your loan balance. Interest will continue to accrue on unpaid balances through skipped payment period. Only one payment may be skipped per eligible loan.