RedWallet Cash Back
We're all about putting money back in your pocket. Start earning 2% cash back on your day-to-day debit card purchases with the account that pays.
- 2% cash back—on debit card purchases up to $400*
- ATM fee refunds nationwide**
- No monthly service fee
- No minimum balance to earn rewards
- Free Digital Banking
- Free eStatements
- Free Visa® RedWallet® Debit Card
- Unlimited check writing with first box on us***
- Low $20 minimum deposit to open
- Overdraft protection line of credit available to qualified members
*Receive 2% cash back on your debit card purchases that post to and settle against your account during the monthly qualification cycle; up to a total cash back of $8 per monthly qualification cycle.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
You'll need to qualify each month to get your rewards. But it's so easy, you're probably already doing it!
To earn your rewards, simply do the following each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements (and maintain a valid email address)
- Be enrolled and log into Online or Mobile Banking
If you don’t qualify in a given month, don’t worry there is no penalty! Your checking account is still completely free and you may qualify for rewards next month.