Account Login
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At MSFCU, we believe your finances should power your future, not slow it down. That’s why we craft every product and service to make a difference for you.
Whether you’re looking for low maintenance fees, cash back in your pocket, or other perks, we want to help you make it happen. We’ll help you think short-term, long-term and everything in between.
Start earning 2% cash back on your daily debit card purchases.
Let your money work for you with 2.00% APY* on balances up to $10,000.
Earn up to $10 monthly credit in iTunes® , Amazon™, or Google Play™ purchases.
A tried-and-true account with flexibility, freedom, and no frills.
Combine with a RedWallet checking account to automatically save your rewards and refunds.
Choose up to max_num checking accounts to compare.
Earn up to $10 monthly credit in iTunes® , Amazon™, or Google Play™ purchases.
Open Account2% cash back—on debit card purchases up to $400*
2.00% APY* on balances up to $10,000; 0.25% APY* on amount of balance over $10,000; 0.05% APY* if qualifications aren’t met
Earn up to $10 every month in iTunes® or Amazon.com® purchases*
$20
$20
$20
$20
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No minimum balance to earn rewards
None
Nationwide**
Nationwide**
Nationwide**
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None
None
None
Unlimited check writing with first box on us***
Unlimited check writing with the first box on us***
Unlimited check writing with first box on us***
Unlimited check writing with first box on us*
Free Visa® RedWallet® Debit Card
Free VISA®RedWallet® Debit Card
Free VISA®RedWallet® Debit Card
Classic Debit Card
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Yes
Yes
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Yes
Available to qualified members
Available to qualified members
Available to qualified members
Available to qualified members
*Receive 2% cash back on your debit card purchases that post to and settle against your account during the monthly qualification cycle; up to a total cash back of $8 per monthly qualification cycle.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
*APY = Annual Percentage Yield. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 2.00%; and (2) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000, resulting in 2.00%-0.41% APY depending on the balance (this range is based on a total balance of $10,000 or less up to $110,000). If qualifications are not met, all balances earn 0.05% APY.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
*Earn up to $10 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your RedWallet Tunes account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
*With verification of income, your first box of basic checks will be paid for by Maine Savings.
As a RedWallet® account holder, this card is your go-to connection to your cash. Whether you're making purchases in-person or online, each transaction will help you rack up the rewards that your checking account offers.
Explore RedWallet Debit CardsPlease be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.